NEW Elite Checking - Earn as high as 6.00% APY1!
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Give yourself a 6% raise! Open an Elite Checking account and earn as high as 6.00% APY.1 That’s nearly $600 a year2, depending on your balance—deposited directly into your account just for doing things you already do, like using your debit card.
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Limited-Time Certificate Specials
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Whether you’re looking for a great return on your personal or business savings, we’ve got you covered with two great rates!
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⭐ 5.60% APY3 13-Month
⭐ 5.30% APY3 6-Month
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But hurry! These specials are only available for a limited time.
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The holidays will be here before you know it, and a fixed-payment personal loan can help you budget to cover those costs so you can relax and enjoy this special time with friends and family.
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Which High-Yield Checking is for you?
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Want to grow your checking account balance? Of course you do. Who doesn’t? Make it happen with one of our high-yield checking accounts—Elite (as high as 6.00% APY1) or Premium (as high as 4.00% APY4). But what’s the difference, and which one is best for you?
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Business Spotlight: Arlington Hotel
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If you’ve ever been to historic Hot Springs, you can’t miss the Arlington Hotel. Sitting like a crown jewel at the end of Bathhouse Row, it’s been a pillar of the city’s downtown for a century, and Arkansas Federal is excited to be a part of the massive renovation project to restore it to its original glory.
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Join us on October 18th for our Retail Hiring Event!
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Ready to join a uniquely inspiring culture with generous benefits and perks? Join us Wednesday, October 18th at 5:30 PM for our Retail Hiring Event! Connect with Arkansas Federal leadership, hiring managers, and HR to learn more about the opportunities in our local branches and call center. We’re looking for enthusiastic and hardworking individuals to fill Call Center Agent, Teller, and Financial Service Representative roles. Sign Up→
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Upcoming Virtual Investment Webinars5
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The Return of Conservative Investing
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Learn how conservative investments like certificates of deposit (CDs) and annuities help get your financial plan on track. Save my Spot→
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Find out how to use annuities to help create a guaranteed income for life, including social security and your 401(k). Save my Spot→
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Learn about key investment principles every woman should know, important opportunities like asset allocation, differences between financial products, and more. Save My Spot→
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Social Security and Your Retirement
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Regardless of when you plan to retire, Social Security will likely be an important part of the road ahead. Do you know the rules when it comes to Social Security? Save My Spot→
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What’s the right thing to do with your retirement savings from a previous employer? Get a clear understanding of your options and how each can affect progress toward your goals. Save My Spot→
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Monday, October 9, 2023 | Columbus Day
Thursday, November 23, 2023 | Thanksgiving Day
Monday, December 25, 2023 | Christmas Day
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Board of Directors Nominations
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We’re excited to announce that we have opportunities to serve on our Board of Directors, Supervisory Committee, and as Associate Volunteer Members. This is an exceptional opportunity to make a difference in the lives of our employees, members, and the communities we serve. Learn More→
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Board of Directors
Jon Moore, Chairman of the Board
Jerry E. Spratt, CPA, CFE, CGFM, CFSA, Vice Chairman
William G. Shrigley, Secretary
Garold L. White, Treasurer
Phillip B. Boudreaux, Director
Paula Kinnard, Director
George Cole, Director
Mollie Campbell, Associate
Jerry G. Johnson, Associate
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Supervisory Committee
Jana Cason, Chairman of the Supervisory Committee
Vanessa R. Vance Hatcher, Secretary
Don Greene, Member
Roger Norman, Member
Wayne Gregory, Member
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How was the newsletter today? Love it or hate it, let us know.
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Arkansas Federal Credit Union
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- APY is the Annual Percentage Yield. Elite Checking is a tiered rate variable product. The rate is effective as of 09/01/2023. To qualify for the 6.00% APY, member must have a monthly direct deposit of at least $1,000 going to their Elite Checking, be enrolled in eStatements, be in good standing, and complete 15 monthly transactions of at least $10 each by using their debit card tied to the account. The 15 required transactions must post to the account within the calendar month to receive earnings. 6.00% APY applies to balances up to $10,000.00. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. A $15 monthly fee applies if the daily balance drops below $2,500.00. Only one Elite Checking or Premium Checking account per member is allowed. Offer and rate are subject to change. Exclusions may apply. Refer to rate sheet for full details.
- By maintaining a balance of $10,000.00 for 12 months, a member could earn as much as $584 a year or about $48.67 a month when all qualifying transactions are met. This assumes that the Elite Checking rate remains at 6.00% APY for the full 12 months. Offer and rate are subject to change. Exclusions may apply. Fees could reduce earnings. Refer to the rate sheet for full details.
- APY is the annual percentage yield and assumes the dividends remain on deposit until maturity. Certificate special rates are effective as of 07/17/2023 at 5.60% for 13 months and 5.30% for 6 months and are subject to change. Rate shown is for amounts $1,000.00 to $999,999.99. The rate is based on the dividend rate in effect on the date of deposit. The dividend rate is fixed unless otherwise stated. Penalties may apply to withdraws made prior to maturity and/or IRA age requirements. Fees may reduce earnings. IRA transactions are subject to IRS rules and regulations. A $1,000.00 minimum deposit is required to open a share certificate account. To qualify, a member may either fund the certificate with new money—money that was not originally housed with Arkansas Federal, or they may transfer funds from an already established Arkansas Federal checking or savings account. If funding is from an already established Arkansas Federal account, the member must also have a monthly direct deposit of at least $500 going to an Arkansas Federal checking account or already have an active checking account with at least 10 monthly transactions. For current members that do not have an Arkansas Federal checking account, they may open a checking account with Arkansas Federal to qualify. For current members with an inactive Arkansas Federal checking account, to qualify, a monthly direct deposit of at least $500 must be enabled.
- APY is Annual Percentage Yield. Premium Checking is a tiered rate variable product. Rate is effective as of 5/31/2023. To qualify for the 4.00% APY, member must be in good standing and complete 10 monthly transactions of at least $1 each, defined as ACH, direct deposit, bill pay, debit card (used as debit or credit), and checks. Zelle transactions currently do not count as a qualified transaction. Current inactive accounts qualify for offer by meeting same criteria. 4.00% APY applies to balances $0–$10,000. Balances $10,000.01 or more earn 0.05% APY. Fees could reduce earnings. $15 monthly fee applies if daily balance drops below $2,500. Offer and rates subject to change. Exclusions may apply. Refer to rate sheet for full details.
- Arkansas Federal Retirement and Investment Services Advisors are registered representatives of CUNA Brokerage Services, Inc. Securities sold, advisory services offered through CUNA Brokerage Services, Inc. (CBSI), member FINRA/SIPC, a registered broker/dealer and investment advisor. CBSI is under contract with the financial institution to make securities available to members.
There is no assurance that the techniques and strategies discussed are suitable for all investors or will yield positive outcomes. The purchase of certain securities may be required to effect some of the strategies. Investing involves risk including possible loss of principal.
This workshop is educational only and is not advice. If you need advice regarding your financial goals and investment needs, contact a financial advisor. CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates, these entities and Mike Wells are not affiliated with LPL Financial. Annuities are issued by CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life) and distributed by their affiliate, CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer and investment advisor, 2000 Heritage Way, Waverly, IA, 50677. CMFG Life and MEMBERS Life are stock insurance companies. MEMBERS® is a registered trademark of CMFG Life. Investment and insurance products are not federally insured, may involve investment risk, may lose value and are not obligations of or guaranteed by any depository or lending institution. All contracts and forms may vary by state, and may not be available in all states or through all broker/dealers. Approval Numbers: CMGA-4768426.1-0622-0724, CMGA-4751390.1-0522-0624, CMGA-4751168.1-0522-0624, CMGA-4769383.1-0622-0724, CMGA-3487222.1-0321-0423
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Membership with Arkansas Federal is required for all offers.
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Federally Insured by NCUA | Equal Housing Lender | NMLS: 418494
Arkansas Federal Credit Union will never ask for sensitive personal information such as Social Security number, PIN, account number or password in an email. To ensure delivery to your inbox, please add marketinginfo@afcu.org to your address book.
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